Your Questions About Auto Insurance Comparison
January 25th, 2012As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): -Honda 2008 Civic LX 4-door sedan -Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). -Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K -Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 -Medical Payments: No coverage -Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 -Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 -Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 -Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 -Enhanced Transportation Expense: Premium: $28 -All Risks: Actual Cash Value Less Deductible; No coverage -Total Premium Per Vehicle (1 vehicle): $1,383 -Auto Death Benefits: 15K/driver listed with ADB coverage above -DSR (Driving Safety Record): 1 Pt -YDE (Years Driving Experience): 12 started at 18, I’m 27…so the actual is 9, but I’ll take it. -Discounts: None except “Good Driver(s): Items 01” and 01 is my Honda, so I guess this means I’m a good driver (don’t know why the price doesn’t reflect it!) -Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549) – how do I check which zip is less money?
Source: aaautoinsurance.org
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